Account Ninja

Based on the Account Ninja Codebase gurila tool - which you can use at the Account Ninja Website

Here is a comprehensive chart of accounts for Scope Capital (SCC), Social Capital (SOC), and a supporting Material Capital (MC) framework, all tailored to the bios of the young man you've described.

Overall Capital Wellness

This model aims for a state of Overall Capital Wellness, where Material Capital (MC) is sufficient to support and grow both Scope Capital (SCC) and Social Capital (SOC). In turn, robust SCC and SOC generate opportunities and well-being that can enhance Material Capital, creating a positive feedback loop.

SCC: Scope Capital Chart of Accounts

This chart of accounts reflects the individual's professional capabilities, responsibilities, and trajectory. The goal is to increase focus (scope power) by leveraging educateables and minimizing ignoreables.

Account Category	Account Name	Description & Items from Bio
Assets	focus (scope power)	What you can do
	Expertise	AI/ML, data analytics, cloud architecture (AWS), full-stack development.
	Experience	5 years in technology projects and entrepreneurial ventures.
	Core Skills	Strategic planning, agile execution, market research, prototyping.
	Projects	LinguaLint (news analysis platform), 3zen.games, Account.Ninja, http://RiskRunners.com , FamilyFHIR.
Liabilities	scope responsibility	What you must do
	Project Leadership	Spearhead technology-driven projects; lead architecture and development of LinguaLint.
	Deliverables	Transform complex data into actionable insights and innovative products.
	Execution	Drive projects from ideation to tangible proof-of-concepts.
Equity	common scope stock	Your professional identity
	Brand Statement	"Dynamic and results-oriented professional."
	Passion & Vision	"Passionate about leveraging cutting-edge technology to solve real-world problems."
	Contra-Equity	previous immaterial baggage
	Dormant Prototypes	Ventures like 3zen.games, etc., if not currently being pursued.
Revenue	educateables	Inflows of new knowledge and skills
	Continuous Learning	Staying current with AI/ML and cloud advancements.
	Experiential Knowledge	Insights gained from prototyping diverse ventures in FinTech, RiskTech, and HealthTech.
Expenses	ignoreables	Activities that consume time and energy with low return
	Administrative Overhead	Time spent on non-core, non-billable tasks.
	Unfruitful Ventures	Research and early work on ideas that are ultimately discarded.
Dividends	shareables	Value you distribute to the professional world
	Tangible Outputs	LinguaLint platform, developed proof-of-concepts.
	Intangible Outputs	Actionable insights, strategic plans, shared knowledge with teams.

SOC: Social Capital Chart of Accounts

This chart of accounts maps the individual's social networks, obligations, and the benefits derived from them. The objective is to grow social power by cultivating exfluences while managing influences.

Account Category	Account Name	Description & Items from Bio
Assets	social power	Your network and social resources
	Recreational Networks	Racquet Club (pickleball, swimming).
	Professional Networks	Arizona Sands Club, DC office, potential clients in NY & MI.
	Community & Faith Networks	Entrepreneurial church, non-profit for the homeless.
	Creative & Social Networks	TheHappening (social group), Espresso Art Cafe (creative group), poetry/jam night.
	Family Networks	Large family in Michigan and Kentucky; cousins across the country.
Liabilities	social responsibilities	Your obligations to your networks
	Participation	Attending club events, church services, non-profit meetings, and social gatherings.
	Leadership	Leading the poetry and jam night at Espresso Art Cafe.
	Relationship Maintenance	Keeping in touch with family; professional check-ins during business trips.
Equity	common social stock	Your social identity
	Reputation	A well-rounded, connected, and engaged individual with diverse interests.
		A leader in the local creative scene.
	Contra-Equity	previous material baggage
	Lapsed Memberships	Any previous clubs or groups no longer active in.
	Dormant Friendships	Social connections that are no longer maintained.
Revenue	exfluences	Inflows of social and emotional benefits
	Business Opportunities	Networking at Sands Club; potential contracts from business trips.
	Community & Support	Sense of belonging from church, non-profit, and social groups.
	Personal Growth	Entrepreneurial and spiritual guidance from church.
	Recreation & Fun	Enjoyment from racquet club, concerts, brunches, parties.
Expenses	influences	Your contributions to your networks
	Time & Energy	Time spent attending events, networking, and maintaining relationships.
	Emotional Labor	Organizing events, supporting friends and family.
	Financial Support	Donations to church and non-profit; membership fees.
Dividends	takeables	Personal fulfillment and renewal
	Creative Expression	Leading and participating in jam nights.
	Physical Well-being	Pickleball and swimming.
	Personal Satisfaction	Fulfillment from contributing to charitable causes and community building.

MC: Material Capital Chart of Accounts

This is a practical financial chart of accounts designed to directly fund and support the activities and assets listed in the SCC and SOC charts.

Account Category	Account Name	Examples to Support SCC & SOC Lifestyle
Assets	Current Assets
		Checking Account (for operational liquidity).
		High-Yield Savings (for short-term goals, travel fund).
		Accounts Receivable (from current and future contracts).
	Fixed Assets
		High-Performance Laptop & Monitors (supports SCC).
		AWS/Cloud Account Credits (supports SCC).
		Automobile (for travel to all SOC events).
		Pickleball/Swim Gear, Musical Instruments (supports SOC).
Liabilities	Current Liabilities
		Business Credit Card (for travel, software, client dinners).
		Personal Credit Card (for social event expenses).
	Long-Term Liabilities
		Auto Loan.
Equity	Retained Earnings
		Profits reinvested into business development, new tech, or savings.
Revenue	Income Streams
		Consulting/Contracting Income (primary source).
		Potential for Product Revenue (if SCC projects are monetized).
Expenses	Cost of Goods Sold	Direct costs of generating revenue
		Software Subscriptions (e.g., Adobe, IDEs).
		Cloud Services (AWS).
	Operating Expenses	Costs to maintain the lifestyle and business
	SCC-Related	Business Travel (DC, NY, WI, MI), Home Office, Marketing.
	SOC-Related	Racquet Club Dues, Sands Club Dues, Donations (Church/Non-Profit), Event Tickets, Bar/Restaurant Tabs.
	Personal	Rent/Mortgage, Utilities, Groceries, Insurance (Health, Auto).
Dividends	Personal Draw
		Funds moved from business/professional accounts for purely personal, non-expensed use.